The experts: financial advisers on 18 foolproof ways to spend less and save more

The experts: financial advisers on 18 foolproof ways to spend less and save more

Whether you are struggling with debt, preparing for a rainy day or looking forward to your retirement, here is how to turn pennies into pounds

Saving, whether it is to build up an accessible pot of cash in case of an emergency, or planning ahead for your retirement, is often easier said than done. Financial advisers share their advice on how to ensure you have enough money in the future while allowing you enough to enjoy the present.

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